L&T Finance Ltd. for the first quarter ended June 30, 2025 reported consolidated net profit of ₹701 crore as compared with ₹686 crore in the year ago period, up 2%.
The consolidated book size at ₹1,02,314 crore grew 15% YoY. Net Interest Margin and Fees grew 10.22% as compared with 11.08% in the year ago period.
Sudipta Roy, Managing Director & CEO, LTF said, “In a challenging quarter, our company remained focused on outcomes and achieved a resilient performance while showcasing our ability to manage market headwinds.”
“This performance is on the back of our commitment to sourcing creditworthy customers backed by technology and robust credit guardrails, while keeping a strong focus on collection efficiency across businesses,” he stated.
“Our impetus remains on risk calibrated business growth with a sharp focus on a strong asset quality, laying the foundation for a sustainable and predictable growth going forward,” he said.
“In the quarter, we achieved the highest-ever consolidated book of over ₹1 lakh crore milestone and PUBLIC added a secured high yield product to our loan Gold Loan portfolio,” he said.
“Our AI-driven next-gen digital credit engine, ‘Project Cyclops’ is starting to yield early dividends in our Two-wheeler finance business, and during the quarter, ‘Project Cyclops’ was scaled up in Farm business and launched in the SME finance business,” he added.
Published – July 18, 2025 10:10 pm IST