Kotak Mahindra Bank Ltd. for the first quarter ended June 30, 2025 reported a 7% decline in standalone net profit to ₹3,282 crore from ₹3,520 crore in the year-ago period excluding gain of Kotak General Insurance (KGI) divestment.
Net Interest Income (NII) for the quarter increased to ₹7,259 crore, up 6% YoY from ₹6,842 crore.
Net Interest Margin (NIM) was 4.65% for Q1FY26, the bank said in a filing.
As at June 30, 2025, GNPA was 1.48% & NNPA was 0.34% (GNPA was 1.39% & NNPA was 0.35% at June 30, 2024). As at June 30, 2025, Provision Coverage Ratio stood at 77%, it said.
Consolidated net profit for the quarter increased to ₹4,472 crore, up 1% YoY from ₹ 4,435 crore excluding gain of KGI divestment in Q1FY25.
Consolidated networth as at June 30, 2025 was ₹1,64,903 crore. The book value per share increased to ₹829 as at June 30, 2025, up 17% YoY from ₹ 710 as at June 30, 2024.
Published – July 26, 2025 08:43 pm IST